Fees


These Products & services are free of charge:

  • Unlimited check-writing
  • Unlimited VISA© Debit Card+
  • Unlimited live teller services at over 5000 locations, plus thousands of surcharge-free ATMs
  • Free 24hr Virtual Branch - Online Banking & Bill Pay (log-in on homepage)
  • Free 24hr AutoBOND - automated phone service
  • Free 24hr Live Assistance++ with our 24hr call center
  • Direct Deposit - into your Share Savings/Checking Accounts
  • Automatic Transfers, Payments, ACH & EFTs with no service fees
  • Check Copies - free through the Virtual Branch  
  • Monthly eStatement - available for 18 months online as a PDF document through Virtual Branch (mailed paper statements are $3/mo++)
  • Fraud Protection & Resolution: as soon as you let us know your account's been compromised, we spring into action

+ Debit Card limited to $500 daily withdrawal limit. Limit can be increased permanently or temporarily with our Daily Limit Increase Form

++ Certain activities conducted over the phone with Live Assistance may result in fees, but you will be notified prior to conducting the activity as well on your statement. These fees can generally be avoided by using AutoBOND or Virtual Branch instead.


List of Fees

The following fees & charges are effective as of 04/01/2018 and are subject to change without notice. The fees marked by an asterisk (*) usually do not apply when conducted them through AutoBOND, Virtual Branch, BOND CU and/or eStatements.

ATM Card Replacement (After Five Free Cards)

$10.00

ATM/Debit Card Overdraft (Each)

$37.00

Cashier Checks (Per Check)

$5.00
Counter Checks (Per Check) $3.00
Courtesy Pay (Per Courtesy Pay Item) $37.00
Dormant Account (Per Month after 12 mo of inactivity) $12.00
Early Closing (If Account Closed Within 6 mo) $50.00
Excessive Withdrawal (Share/Savings Accounts only) $10.00
Garnishment/Levy (Each) $50.00
History Inquiry* (Per Page) $4.00
Inactive Account (Per Month; 12 mo charged at once) $12.00
Member Number Change $50.00
Minimum Balance:    Personal Checking (Per Month)   /    Business Checking (Per Month) $7.00  /   $25.00
Money Orders (Each) $0.50
Non-Member Check-Cashing (Per Item) $5.00
Notary Service (Per Member Per Visit) $5.00
Overdraft Transfer (Per Occurrence) $10.00
Phone Account Inquiry* $3.00
Popmoney Transfer (Per P2P Transfer Out) $0.50
Proof of Payment* (Per Check Copy) $10.00
Research (Per Hour) $50.00
Returned Item (Per Deposit or NSF Item) $37.00
Returned Mail (Per Mailed Item) $2.00
Statement - Mailed Paper* (Per Month) $3.00
Statement Copy (Per Each Reprint) $10.00
Stop Payment $37.00
Wire Transfer In $10.00
Wire Transfer Out (Domestic) $25.00
Wire Transfer Out (International) $40.00

If you are not sure why you have been charged a fee, please contact us during regular business hours.

For fees related to loans & late payments, please contact our Loan Office: 

  • Local: (404) 525-0619, ext 217
  • Toll-Free: 1-866-525-0619, ext 217
  • Fax: 404-577-8529, Attn: Loan Dept